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With all the advice offered to consumers about improving their credit score it's easy to get confused about the actions that help or harm that powerful three-digit number.
We spoke with a variety of experts to get their take on popular but conflicting credit score-improvement tips.
1. How many cards should you have?
The short answer: As many as you need, but no more than you can handle.
The long answer: The average number of credit cards per U.S. cardholder is 9.5, according to David Robertson, the publisher of The Nilson Report.
The number that experts recommend is somewhat lower...
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