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We at My Credit Questions and our affiliated companies worldwide are committed to respecting your online privacy and recognize your need for appropriate protection and management of any information you share with us by using our web sites.
My Credit Questions collects various types of information from you to better meet your needs and to provide you with a more relevant user experience. Some of this information is collected automatically through cookies (a small text file placed on your computer) or other Internet tracking technologies. The type of information your browser or Internet session may automatically provide us with can include the browser you are using, your Internet domain, the operating system on your computer, your IP address and the URL you saw just before coming to the My Credit Questions site, the pages of the site you visited and the URL of the page you visited upon leaving the site.
In addition, at some of the My Credit Questions web sites, we collect information that you may choose to provide to us when requesting additional information from us or from one or more of our clients. Examples of personally identifiable data that you may provide to us include name, address, and email address. If you provide personally identifiable data to us, you may later elect to have your information deleted from our files, or kept from being used for purposes other than for the service requested, by following the opt-out procedures set forth below.
The non-personally identifiable information that My Credit Questions collects is used for marketing and sales efforts to better target advertisements and other content in an effort to create a more personally relevant experience. The information is also used to predict responses to advertisements, and to help determine which ads perform best and which content is most appropriate for different individuals.
If you elect to provide My Credit Questions with personally identifiable information, we may utilize such information for marketing purposes, and this use may result in follow-up communications from My Credit Questions and from our clients. In addition, that information may be combined with information collected from other sources to assist with targeting ads to your preferences and behaviors, and for other My Credit Questions sales and marketing efforts.
All personally identifiable information you provide is maintained in confidence by My Credit Questions. There are instances, however, in which your personally identifiable and non-personally identifiable information is shared with third parties, as described below.
Your non-personally identifiable data may be shared with third-party partners of My Credit Questions on an anonymous basis.
When you request information from My Credit Questions or one or more of our clients, we may transfer that information within My Credit Questions or route your information to our client(s), across borders and from your country or jurisdiction to other countries or jurisdictions around the world, so that they may provide the information on their product or service that you requested.
We may also disclose information to a third party who provides substantially similar services as the original service about which you requested more information. In such situations, we will provide you with an opportunity to opt-out of such sharing. Please be aware that My Credit Questions is very careful in selecting companies with whom it does business.
In addition to the above situations where your information may be shared with others, there is also the possibility that My Credit Questions, or part(s) of the company, may one day be purchased by, or merged with, another company. In the event of such transaction, the acquiring (or merging) company will have access to all collected personally identifiable information.
Finally, My Credit Questions may share your information as necessary to comply with a court order or to cooperate with government and law enforcement officials.
Wherever your personally identifiable information may be held within My Credit Questions or on its behalf, we intend to take reasonable and appropriate steps to protect the information you shared with us from unauthorized access or disclosure. Please note that while My Credit Questions will make every reasonable effort to protect your information, no transmission of data over the Internet is 100% secure.
Some of our web sites utilize cookies to collect information about your website activities and to recall the personal information you previously shared with us. Most browsers allow you to control cookies, including whether or not to accept them and how to remove them.
You may set most browsers to notify you if you receive a cookie, or you may choose to block cookies with your browser. Blocking cookies may result in a lower quality experience for you while you are visiting My Credit Questions web sites.
To the extent that you do provide us with personally identifiable information, My Credit Questions wishes to maintain the accuracy of this information. Where we collect personally identifiable information from you on the Web, our goal is to provide a means of contacting My Credit Questions should you need to update or correct that information. If for any reason those means are unavailable or inaccessible, you may send updates and corrections about your personally identifiable information to My Credit Questions and we will make reasonable efforts to incorporate the changes in the information that we hold as soon as practicable.
In compliance with the Children's Online Privacy Protection Act (COPPA), My Credit Questions.com is not structured to attract children. Accordingly, we do not intend to collect personally identifiable information from anyone we know to be under 13 years of age.
Protecting your privacy online is an evolving area, and My Credit Questions's web sites are constantly changing to meet these demands.